Which of the following is included in Completed Operations Liability Insurance?

Completed Operations Liability Insurance is designed specifically to protect contractors from liability for damages that may arise after a construction project has been completed. This type of insurance covers incidents or accidents that occur due to the completed work, which may happen after the project has been handed over to the owner.

For instance, if the completed project (like a building or a road) leads to an injury or property damage due to a flaw in the workmanship or materials after its completion, this insurance would come into play. This coverage is essential as it protects the contractor from claims that could emerge well after the project is finished, potentially many months or years later.

The other options relate to aspects of construction that do not fall under completed operations. Ongoing activities and materials on-site relate to work still in progress rather than completed work. Additionally, liabilities for project delays and penalties are typically covered under different types of insurance or contract terms, not under completed operations liability insurance.