Arkansas NASCLA Contractors Practice Exam

The Wage Garnishment Law is designed to protect employees from excessive deductions from their wages due to legal judgments or debts owed. It specifically limits the amount of income that can be garnished from an individual's paycheck, ensuring that the employee retains a certain percentage of their earnings to meet their living expenses. This percentage is typically set by federal and state regulations, which provide a framework to prevent creditors from taking an unreasonably large portion of an individual's income.

The law recognizes the importance of maintaining a balance between an individual's responsibilities to creditors and their ability to support themselves and their families. By placing limits on garnishment amounts, the law helps to safeguard the financial stability of individuals while still holding them accountable to fulfill their debt obligations. Thus, the focus of the law is squarely on regulating how much of an individual’s earnings can be legally withheld, which is why the option regarding the amount of income that can be garnished is the accurate choice.