Which of the following injuries does Commercial General Liability Insurance NOT cover?

Commercial General Liability Insurance (CGL) is designed to provide coverage for a range of liabilities that businesses may face in the course of their operations. One key aspect of CGL is that it typically covers bodily injury and property damage arising from the business's operations, products, or completed work.

Personal injury, in the context of CGL, refers to certain offenses like slander, libel, false arrest, and violation of privacy rights rather than injury to a person in terms of physical harm. Although CGL covers bodily injury related to business operations, it does not cover personal injury claims that are not directly related to business activities. Therefore, any personal injury that occurs outside these specified business operations, or is entirely unrelated to the business's general operations, would not fall under the protections of this insurance.

By understanding that CGL is focused on incidents that arise from conducting business and the resulting liabilities, it becomes clear why the option related to personal injury unrelated to business operations is correct. This type of injury does not meet the criteria for coverage under a standard CGL policy, as it does not result directly from business activities or the conditions and operations on the job site.