Which law aims to protect health insurance benefits for employees?

The Health Insurance Portability and Accountability Act (HIPAA) is designed to protect health insurance benefits for employees by ensuring that individuals have access to health insurance coverage when they change or lose their jobs. One of the core components of HIPAA is its provisions surrounding the portability of health insurance, meaning that individuals can maintain coverage and not be denied access due to pre-existing conditions as they transition between jobs or plans.

While HIPAA also includes privacy protections for medical information, its primary focus on health insurance portability and the safeguarding of employees’ health benefits is what makes it the correct choice in this context. The law provides essential provisions that prevent health insurance discrimination and ensure continuity of coverage for employees, which is crucial for maintaining access to healthcare services.