What type of insurance provides protection for transported freight against damage or loss?

Motor truck cargo insurance is specifically designed to protect freight while it is in transit. This type of insurance covers the transporter's liability for loss or damage to goods being transported by truck, ensuring that if something were to happen—such as an accident or theft—the freight will be financially protected.

General liability insurance primarily covers claims of bodily injury or property damage that occur on a business's premises or as a result of its operations, but does not cover the specific risks associated with transporting goods. Workers' compensation insurance covers medical costs and lost wages for employees injured on the job, and does not pertain to freight. Property insurance typically covers physical assets of a business, such as buildings and equipment, but again does not encompass the specific risks related to the transportation of goods. Thus, motor truck cargo insurance stands out as the most applicable coverage for protecting freight during transit.