What is the primary function of Medicare?

Medicare is primarily known as a federal health insurance program primarily designed for individuals aged 65 and older, although it can also cover certain younger individuals with disabilities and specific health conditions. The key focus of Medicare is to provide essential health coverage, helping to alleviate the financial burden associated with healthcare costs for older adults and those with disabilities.

The mention of benefits for workers and their families under federal insurance relates closely to Medicare's intention to support eligible individuals through various health plan options while ensuring they have access to necessary medical services. This is especially important as many seniors retire and transition from employer-sponsored health insurance to Medicare.

By contrast, other options refer to programs that cater to different populations or needs. For example, health insurance for low-income individuals typically pertains to Medicaid rather than Medicare. Retirement benefits for senior citizens often encompass financial aspects such as Social Security payments rather than health care. Lastly, healthcare support for students does not align with Medicare's purpose, as it is focused on a different demographic altogether.