What does Title III of the CCPA protect employees from?

Prepare for the Arkansas NASCLA Contractors Exam. Use flashcards and multiple choice questions, each with hints and explanations, to master your exam material.

Title III of the CCPA, or the Consumer Credit Protection Act, focuses on protecting employees from being discharged or discriminated against due to wage garnishment. Wage garnishment refers to the legal process where a portion of an employee's earnings is withheld for the payment of debts such as child support, student loans, or other financial obligations.

The law ensures that employees cannot be fired or face adverse employment actions solely because their wages are being garnished for a single debt. This protection is important because it helps employees manage their financial responsibilities without the fear of losing their job, which could worsen their financial situation.

In contrast, the other options relate to different aspects of employment and worker rights that are not covered specifically by Title III of the CCPA. For example, termination due to excessive overtime, discrimination based on income, and limitations on work hours and pay do not fall under the protections provided by this specific title. Hence, the correct choice highlights a crucial aspect of employee rights regarding financial obligations and job security.

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